Monday, 20 August 2012

QUESTIONS YOUR SHOULD ASK YOUR CAR INSURANCE AGENT



Availability of toll Free Helpline

Many car insurance companies offer a 24X7 helpline that offers complete information about the car insurance policy.
Claims Reporting Procedure

It is crucial to understand thoroughly about the claims reporting procedure and the facilities offered by the company. The executive should guide you through the whole process and also help in identifying the nearest location where you can get assistance.
Claim Settlement Period

Speedier claims settlement has become an important feature in choice of an insurance company. To facilitate this, some insurance companies ensure that once all the documentation regarding the accident are submitted, the claim will be settled within seven days or less than that.

Cashless Claim Settlement at Network Dealers

Insurance companies have tie ups with garages and vehicle service points called Network Garages where you may avail cashless transaction facility subject to deductibles and voluntary payment. These may differ with the brand of your car.
Warranty on Accident Repair

A few insurance companies’ gives you warranty on accident repair facility which offers you warranty for a specific period on the repairs done after the accident. The warranty is applicable if the repair work of the vehicle has been done at the listed garages or service centers.

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